So in case you haven’t been following, I’m in the midst of a self-imposed six month shopping freeze (some restrictions may apply). It’s been about 6 weeks (48 days to be exact) and so far so good. I’ve been VERY TEMPTED but as of yet, I haven’t cheated on the plan! Woo hoo! It has helped that I’ve done some shopping with friends! That’s a sign of a true friend (they let you spend their money for them).
Anyways, today I’m writing because one of the wonderful perks of the plan is that I just paid off a credit card! YAYYY for fiscal responsibility!!!*
This serves as a reminder that the small decisions can make a big difference. I’m excited and hope that this will have a snowball effect in my personal finances. Having a budget and a plan can make your dreams a reality. It’s not always as exciting to talk about a budget as it is to talk about your dreams (or a new pair of shoes), but in the long run it’s one of the best investments in yourself (and your future) that you can make. I’m learning as I go, but here are a few helpful resources on the “super fun” topic of budgeting:
- Real Simple has some great articles and checklists on budgeting and debt repayment.
- Dave Ramsey’s Total Money Makeover and his website are excellent resources.
- Wise Bread has a TON of resources on managing your money. I love their tag line, “Living Large On A Small Budget”.
- Fabulously Broke is a total inspiration. She’s a blogger and freelancer who got out of $60,000 in 18 months. She’s got tips and stories and I don’t know about you, but I want to know how she did it!
- The Budget Babe is a “fashion blog for style-conscious women everywhere who are looking to stretch their wardrobe dollars.” Lots of great finds if you’re still shopping but want to find a good deal.
* Come on Congress! I’m pretty sure if I can stop buying shoes you guys can do it!